The Stress-Free Way to Buy Your New Home Before Selling Your Current One
If you are a current homeowner looking to move or upgrade, you know that it’s tougher than ever to juggle the challenges of finding a new home while selling your existing one without running into contingency snafus or timing issues that could leave your family with nowhere to live for days, weeks, or even longer.
Buy Now, Sell Later eliminates the need for current homeowners to sell before buying their new dream home. How? AnnieMac Private Equity buys the home so you can move right in while taking the time to comfortably sell your old one. Then, AnnieMac Private Equity sells that new home directly to you as soon as you are ready – easy!
The Benefits of a Cash Offer
Demand for homes is at an all-time high, and Cash Offers are the best way to beat the competition.
Available homes are scarce and flying off the market, so make a best first impression with a strong cash offer.
More Confidence, Less Stress
Relax! Cash offers give you the power to buy and sell homes on YOUR terms.
Even the Odds
Don't be outshined by home buyers with deep pockets. Get a fair shot at your dream home with cold, hard cash.
How It Works
The step by step process on how Cash Offer works.
Don’t worry, we’ll guide you through this quick & easy process.
Find the Perfect Dream Home
Work with your agent, and choose wisely.
Let the Bidding Begin
Your agent will work with AnnieMac Private Equity to make the Cash Offer (along with the inspection terms and closing date) YOU want.
Your Offer is Accepted
AnnieMac Private Equity closes on the home in preparation for selling it to you.
Move Into Your New Home
No need to wait. With our simple rent accrual program, you can move in and start your new life immediately.
Sell Your Old Home
With your family and belongings out of the way, you can take your time to stage, show it off and pick & choose from sky-high offers.
Seal the Deal on Your Terms
Sign on the dotted line, and you are now the official owners of your new dream home!
Get Started Today
Frequently Asked Questions
What if I need to sell my home to buy another?
Buy Now, Sell Later, as the name states, allows you to turn this traditional requirement on its head and buy before you sell. AnnieMac Cash2Keys will make a cash offer on your behalf and allow you to move in and rent immediately upon closing. The rent is accrued but not immediately paid, so you will never have two housing payments. After you have sold your old home, you will buy your new home back from Cash2Keys.
What is the AnnieMac Buy Now, Sell Later program?
Buy Now, Sell Later eliminates the need to sell your home before you buy. Instead of listing your home with nowhere to move, AnnieMac Cash2Keys will make a cash offer on your behalf before you sell. When the offer is accepted and Cash2Keys closes, you move into the property and accrue rent that you pay later, after you have sold your home. Buy and move first, then prep and stage your home to maximize your sale price.
Does AnnieMac Buy Now, Sell Later purchase your current home?
AnnieMac wants you and your agent to sell your property to the highest offer. For this reason, we allow you to move into your new home and have two weeks of preparation to make it shine for potential borrowers. We only purchase your old home as a last resort. If your home has not sold in 180 days, AnnieMac purchases your home for the established conditional purchase price so you can take title to your new home.
What’s the catch? What do I have to pay for the Cash Offer service?
You pay a small Cash Offer fee that can be refunded at your closing when you use AnnieMac Home Mortgage and our local Title Partner. If your offer is not accepted, there is no Cash Offer Fee.
Where do you get the cash to purchase the home for me?
We fund off our operating account and warehouse lines established with partners.
Can I use my own agent?
Yes. Buying a home is a truly personal process. Only you can pick the best agent to guide and advocate for you.
Who controls the negotiations?
Just like a typical purchase, you and your agent have control over the negotiations and your due diligence (including inspection).
Is an appraisal required?
AnnieMac Home Mortgage requires an appraisal in many transactions. If you choose another lender, they will likely require an appraisal in most transactions.
Who pays for the home inspection and the appraisal?
As with most home purchases, the buyer will pay for the home inspection and appraisal.
Where is Cash2Keys available?
Cash2Keys is currently available in the states of New Jersey, Delaware, Pennsylvania, Maryland, Ohio, Maine, Connecticut, Massachusetts, Virginia, North Carolina, South Carolina, Florida, Kentucky, Indiana, Tennessee, New Hampshire, Texas, Minnesota, Arizona, California, Oregon, Nevada, Georgia, Washington, Mississippi, Wisconsin, Idaho and Washington DC. As our programs expand to new markets, our website and FAQ’s will be updated to include those areas.
Cash Offer and Buy Now Sell Later programs are fulfilled by AnnieMac Private Equity Cash2Keys, an affiliate of AnnieMac Home Mortgage. AnnieMac Private Equity is not a financial institution and does not originate loans or issue loan commitments.
AnnieMac Home Mortgage, 700 East Gate Drive, Suite 400, Mount Laurel, NJ 08054. American Neighborhood Mortgage Acceptance Company (dba AnnieMac Home Mortgage, The Mortgage Company, LoFiDirect) is licensed by the New Jersey Department of Banking and Insurance (#338923).
Terms and conditions of program can be found at Anmac.me/cash